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European Health Insurance Card (EHIC) - Free Health cover while travelling

jase says...
Was told this is a good thing to get whilst travelling overseas. I think it is free!! European Health Insurance Card (EHIC) Application For European Health Insurance Card (EHIC) If you are a UK resident, you are entitled to medical treatment that becomes necessary, at reduced cost or sometimes free, when temporarily visiting a European Union (EU) country, Iceland, Liechtenstein, Norway or Switzerland. Only treatment provided under the state scheme is covered. However, to obtain treatment you will need to take a European Health Insurance Card (EHIC) with you. Please note: Not all UK residents are covered in Denmark, Iceland, Liechtenstein, Norway or Switzerland. Click on the 'Access to Healthcare Abroad' link below, if you are unsure whether you are covered. Also see Cheap Travel Insurance
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European Health Insurance Card (EHIC) - Free Health cover while travelling
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Comments

Comment by...

815 Posts

Member since 07/2007

awesome inside tip. thanks!!
Comment by...
Deal Chicken

Member since 01/1970

Yes, thanks so much for this one! You saved me lots of money!
Comment by...
Matt

Member since 01/1970

Be careful with this.

Not all countries give free cover, some will only reduce the cost.
Also, care must be given in a state run facility, if you use a private doctor or hospital it is unlikely that the EHIC will be accepted, leaving you to pay the bills yourself.
Most medical centres in and around tourist areas (especially in places like Spain) are private, placed there for the sole purpose of tapping into the 'tourist insurance' medical market.
Medical care is much more of an industry in many places on the continent, a concept that is very alien to us NHS groomed brits!

Plus, some countries make their health care free at point of use, which means you won't be charged. Others are not, meaning you have to pay the costs locally yourself, then claim them back. This is done either in country, or on return to the UK.
The EHIC also doesn't cover any costs for repatriation, so if you needed to be returned to the UK to continue any lengthy treatment the costs for this would have to be paid yourself.
An Air Ambulance from parts of Europe can cost as much as £30,000.
As the Department of Health say themselves, the EHIC should not be considered a replacement for private medical insurance, such as that provided by a Travel Insurance policy.

Comment by...

815 Posts

Member since 07/2007

super advice - thanks Matt. appreciate it.

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